# Age of Money

> Age of Money shows how many days go by, on average, between earning your money and when you spend it.

Source: https://support.ynab.com/en_us/age-of-money-H1ZS84W1s

Last updated: 2026-07-02T17:29:21.821Z

Our Age of Money number measures the average time between earning and spending your money. Discover how credit card usage impacts your Age of Money, and understand why your number might suddenly drop or not increase, despite saving.

#### In This Article

[How to Access Your Age of Money Number](#view)

[Reflecting on Your Age of Money](#reflect)

[Why Did My Age of Money Suddenly Drop?](#drop)

[Why Isn't My Age of Money Going Up? or Why Can't I See My Age of Money?](#cutting)

[What's a Good Age of Money?](#good)

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## How to Access Your Age of Money Number

You can access your Age of Money **number** on any platform! 

### iOS

1.  Tap the _Reflect_ tab. 
    
2.  Scroll down and select _Age of Money_. 
    

### Android

1.  Tap the _Reflect_ tab. 
    
2.  Scroll down and select _Age of Money_.  
    

### Web

1.  Click on _Reflect_ in the left sidebar. 
    
2.  Click on _Age of Money_ at the top. You'll find your Age of Money at the top, left section of the graph. 
    

[Back to Top](#backtotop)

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## Reflecting on Your Age of Money

Once you've accessed your Age of Money, you can select any point on the line graph to view and analyze fluctuations in your Age of Money over the displayed timeframe. On the web you can choose to display a historical view of 6 months, 1 year, or 2 years.

[Back to Top](#backtotop)

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## Why Did My Age of Money Suddenly Drop?

Age of Money considers your last ten outflow cash transactions (including credit card payments) and asks, "How long were the dollars used for those transactions sitting around in your accounts, on average?" That means that if you recently did some spending that exhausted the last few pennies of a paycheck from a couple of months ago, your Age of Money can drop suddenly, even though you didn't do anything rash!

[Back to Top](#backtotop)

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## **Why Isn't My Age of Money Going Up? or Why Can't I See My Age of Money?**

Your Age of Money is based on cash spending. If you use your credit card for most of your purchases, it's normal for your Age of Money to stagnate until you pay your card or make some more cash purchases.

If your Age of Money isn't showing up at all, you've got two choices. Be patient or spend more money! The Age of Money calculation requires ten outflow cash transactions, so it may be that you haven't made that many cash transactions since starting your spending plan. (Transfers and starting balances aren't considered in these calculations.)

[Back to Top](#backtotop)

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## **What’s a Good Age of Money?**

There's no universal target — the goal is to see your number grow over time as you break the paycheck-to-paycheck cycle. Any upward trend is a sign you're spending older and older dollars.

[Back to Top](#backtotop)

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