# Getting Started: Targets in YNAB

> Learn what targets are in YNAB, how to pick the right target type and behavior for each category, and how to add a target on iOS, Android, and web.

Source: https://support.ynab.com/en_us/getting-started-targets-in-ynab-r1FTiSaTbe

Last updated: 2026-10-29T20:19:10.981Z

Learn what targets are in YNAB, how to choose the right type for each category, and how to set one up. Steps are included for iOS, Android, and Web. 

#### In This Article

[What Are Targets?](#what)

  

[Choosing a Target Type](#types)

  

[How Do I Add a Target?](#add)

  

[Want to Go Deeper?](#deeper)

* * *

## What Are Targets?

Targets tell YNAB how much you want to assign to a category — and how often. Once set, YNAB will prompt you to fund that category each period and show you at a glance whether it's on track (green) or needs attention (yellow).

Adding a target to each category is one of the most effective tools in YNAB. Instead of guessing how much to assign, your targets guide you through the process each time you get paid.

Sometimes you'll fully fund a target — like a bill that’s due before you get paid again, or after you get your final paycheck of the month and top off all your monthly spending categories. If you're spending this month's income as it arrives you may only be able to fund half of some spending targets until you get another paycheck.

[Back to Top](#backtotop)

* * *

## Choosing a Target Type

When you add a target, you'll choose a type and a behavior. Here's what covers most everyday categories:

**Target types** set how often the target repeats:

*   **Monthly**: Repeats each calendar month. Good for rent, utilities, subscriptions, and most regular expenses.  
      
    
*   **Yearly**: YNAB spreads the annual amount into monthly savings prompts. Good for insurance, memberships, and other annual expenses.  
      
    
*   **Weekly**: Repeats on a weekly basis within each month. Good for groceries, dining out, and other weekly spending categories.
    

**Target behaviors** control what YNAB asks for when the target resets:

*   **Set aside another**: Prompts you to assign the target amount each period, even if money rolled over from last month. Best for non-monthly and savings categories and fixed expenses where money should build up over time.
    

*   **Refill up to**: Prompts you assign enough new money to have the target amount available. Money that rolled over from last month helps satisfy the target. Best for spending categories where you have a maximum you want to spend in any given month.
    

#### Need More Options?

YNAB also offers a **Custom** target type for expenses that don't fit a standard weekly, monthly, or yearly cadence. Check out [Understanding Target Types in YNAB](https://support.ynab.com/en_us/getting-started-with-targets-ryAEP08xC) for a full breakdown of all target types and behaviors.

[Back to Top](#backtotop)

* * *

## How Do I Add a Target?

If you linked your accounts, YNAB may have already helped you create targets for some categories based on your spending history — check your categories first and adjust any targets that need it. Add a target to any other category directly from Edit Plan.

### iOS

1.  Tap the _Plan_ tab.  
    
2.  Tap the _Edit_ (pencil) icon at the top of the screen to enter Edit Plan.  
    
3.  Tap _Add Target_ to the right of the category.  
    
4.  Choose a target type and behavior, then fill in the details.  
    
5.  Tap _Save Target_.
    

### Android

1.  Tap the _Plan_ tab.  
    
2.  Tap the _Edit_ (pencil) icon at the top of the screen to enter Edit Plan.  
    
3.  Tap _Add Target_ to the right of the category.  
    
4.  Choose a target type and behavior, then fill in the details.  
    
5.  Tap _Save Target_.
    

### Web

1.  Click _Plan_ in the left sidebar (located immediately below the name of your plan).  
    
2.  Select the category you'd like to add a target to.  
    
3.  In the right sidebar, click _Create Target_.  
    
4.  Choose a target type and behavior, then fill in the details.  
    
5.  Click _Save Target_.
    

[Back to Top](#backtotop)

* * *

## Want to Go Deeper?

For a detailed breakdown of all target types — including Custom targets — check out [Understanding Target Types in YNAB](https://support.ynab.com/en_us/getting-started-with-targets-ryAEP08xC).

To edit or delete a target, or to learn how to monitor target progress, visit [How to Use Targets](https://support.ynab.com/en_us/how-to-use-targets-rk5kkI9ks).

Wondering how your target amount differs from your assigned amount? [Getting Started: Frequently Asked Questions](https://support.ynab.com/en_us/getting-started-frequently-asked-questions-r1EiQk75Ml) answers that and other common questions about getting started.

[Back to Top](#backtotop)

* * *

## Help Us Help You

**Are you stuck or do you need more help?** [Tell the chatbot you need a human or send us an email](https://support.ynab.com/en_us/how-to-get-help-SygqcvtC5) to ensure that your message gets to our Support team!
