# Plan and Adjust with Edit Plan and Cost to Be Me > Learn how to access Edit Plan and use it to compare the total of your targets with your expected income. Source: https://support.ynab.com/en_us/plan-and-adjust-with-edit-plan-and-cost-to-be-me-ByR7vpqPyx Last updated: 2026-08-06T16:24:12.644Z Learn how to access Edit Plan and use it to compare the total of your targets with your expected income. Add, update, or delete targets and categories as you make a plan for your spending. Use Cost to Be Me to reflect on your plan. #### In This Article [Overview](#overview) [How to Access Edit Plan and Cost to Be Me](#access) [How to Enter or Edit Expected Income](#expected-income) [Categories and Targets in Edit Plan](#categories-targets) [How Edit Plan is Calculated](#calculation) * * * ## Overview Ever wondered what it actually costs to live your life each month? Now you don’t have to guess. With edit plan, you’ll see exactly what a month of being you costs. YNAB will add up all your targets—and display the total stacked up against your expected income. This number will be your new best friend, especially if you’re planning a move, considering a career change, adjusting your lifestyle, or just curious about your monthly margin. ### iOS Edit Plan includes a number of features to assist in planning for the current month while looking ahead to the next month as well. * At the top of Edit Plan, we've created a space for planning. It calculates and displays the money you need to fully fund the current month based on this month's targets, displayed as _Cost to Be Me_. It also allows you to enter your expected income for the month, providing you an opportunity to immediately check whether the expected income for the month will cover the amount needed.  * While in Edit Plan, you can quickly and flexibly adjust your categories and targets until you're satisfied. They can be added, renamed, reordered, and deleted directly in Edit Plan. * We also provide a preview of next month's total since the needed amount can vary month to month based on a number of factors (for example, weekly targets). This will be available if the total of next month's targets is higher than the current month's total. ### Android Edit Plan includes a number of features to assist in planning for the current month while looking ahead to the next month as well. * At the top of Edit Plan, we've created a space for planning. It calculates and displays the money you need to fully fund the current month based on this month's targets, displayed as _Cost to Be Me_. It also allows you to enter your expected income for the month, providing you an opportunity to immediately check whether the expected income for the month will cover the amount needed.  * While in Edit Plan, you can quickly and flexibly adjust your categories and targets until you're satisfied. They can be added, renamed, reordered, and deleted directly in Edit Plan. * We also provide a preview of next month's total since the needed amount can vary month to month based on a number of factors (for example, weekly targets). This will be available if the total of next month's targets is higher than the current month's total. ### Web Edit Plan is available on our mobile apps, but you can enjoy a very similar experience on the web app. * In the right sidebar, we've created a space for planning. Displayed as Cost to Be Me, it's available unless 1 or more category rows are checked.  *  Cost to Be Me calculates and displays the money you need to fully fund the current month based on this month's targets. It also allows you to enter your expected income for the month, providing you an opportunity to immediately check whether the expected income for the month will cover the amount needed.  * You can quickly and flexibly adjust your categories and targets to see how they affect Cost to Be Me. To review Cost to Be Me again, be sure to uncheck your categories.  [Back to Top](#backtotop) * * * ## How to Access Edit Plan and Cost to Be Me ### iOS 1. Tap the _Plan_ tab. 2. Tap the edit pencil icon at the top of the screen. ### Android 1. Tap the _Plan_ tab. 2. Tap the edit pencil icon at the top of the screen. ### Web 1. Click on _Plan_ in the left sidebar (located immediately below the name of your plan). 2. Cost to Be Me will load automatically in the right sidebar — there's no edit icon or separate mode to enter on the web app. If you don't see it, make sure no category rows are checked. Checking a category row hides Cost to Be Me and replaces it with details for the selected category. [Back to Top](#backtotop) * * * ## How to Enter or Edit Expected Income You only have to enter your expected income once. It carries over from month to month, so you can update it whenever your income changes. ### iOS 1. Tap the _Plan_ tab. 2. Tap the edit pencil icon at the top of the screen. 3. To enter expected income for the first time, tap the 0 amount to the right of "Enter your expected income". 4. To edit expected income, tap the pencil icon to the left your expected income. ### Android 1. Tap the _Plan_ tab at the bottom of the screen. 2. Tap the edit pencil icon at the top of the screen. 3. To enter expected income for the first time, tap the 0 amount to the right of "Enter your expected income". 4. To edit expected income, tap the pencil icon to the left your expected income. ### Web 1. Click on _Plan_ in the left sidebar (located immediately below the name of your plan). 2. Leave all categories unchecked. 3. Click _Enter your expected income_.  4. Enter your income. 5. Click _Save_. 6. To edit expected income, click the edit pencil icon to the right of your expected income. [Back to Top](#backtotop) * * * ## Categories and Targets in Edit Plan Edit Plan is available on our mobile apps, but you can adjust [categories](https://support.ynab.com/en_us/adding-removing-and-customizing-categories-a-guide-HJFO5j909) and [targets](https://support.ynab.com/en_us/how-to-use-targets-rk5kkI9ks) in the web app, too.  ### iOS * Category Groups: * To **add a new category group** in Edit Plan, tap _New Group_ directly above your categories. * To **reorder category groups** in Edit Plan, tap _Reorder_ directly above your categories. * To **hide or delete category groups** in Edit Plan, tap the three dots iconto the right of the category group, then tap _Hide_ or _Delete_. * To **rename category groups** in Edit Plan, tap the three dots iconto the right of the category group then tap the category group name. * Categories: * To **add a new category** in Edit Plan, tap the circled plus iconto the right of the category group. * To **reorder categories** in Edit Plan, tap _Reorder_ directly above your categories. * To **hide or delete categories** in Edit Plan, tap the category then tap _Hide or Delete_. * To **rename categories** in Edit Plan, tap the category then tap the category name. * Targets: * To **add a new target** in Edit Plan, tap _Add Target_ to the right of the category. * To **edit or delete a target** in Edit Plan, tap the category then tap _Edit Target_. ### Android * Category Groups: * To **add a new category group** in Edit Plan, tap the three dots iconat the top. * To **reorder category groups** in Edit Plan, tap the three dots iconat the top. Then, tap _Reorder Categories_. Tap the three dots iconto the right of the category group you'd like to reorder. * To **hide or delete category groups** in Edit Plan, tap the three dots iconto the right of the category group, then tap _Hide_ or _Delete_. * To **rename category groups** in Edit Plan, tap the three dots iconto the right of the category group then tap the category group name. * Categories: * To **add a new category** in Edit Plan, tap the circled plus iconto the right of the category group. * To **reorder categories** in Edit Plan, tap the three dots iconat the top. * To **hide or delete categories** in Edit Plan, tap the category then tap _Hide or Delete_. * To **rename categories** in Edit Plan, tap the category then tap the category name. * Targets: * To **add a new target** in Edit Plan, tap _Add Target_ to the right of the category. * To **edit or delete a target** in Edit Plan, tap the category then tap _Edit Target_. [Back to Top](#backtotop) * * * ## How Edit Plan is Calculated When in Edit Plan mode, you're presented with two or three key numbers to assist you as you set or update targets. * **This Month's Targets**:  * This number adds up the total of all targets set this month and tells you how much money you need to fully fund this month's targets. For snoozed targets, the entire amount is still included. * This number remains the same whether or not your categories are funded for the month. * **Your Expected Income**:  * You'll enter this number into Edit Plan; include all expected sources of income for the month. * **Next Month's Targets**:  * This number suggests the amount you may need to fully fund next month. It only appears when the amount you need for next month is higher than the amount you need for this month.  * Weekly and monthly targets are used to calculate this number; the full target amount is used in the calculation. * Yearly and custom targets are also used to calculate this number. The amount you've funded these categories is part of the calculation if the dates span more than one month and the due date is not in the current month. * As you fund yearly and custom targets, the number will decrease to account for that funding.  * If you unassign money from yearly and custom targets, the number will increase. This is to let you know you'll need to assign more to those categories in future months to stay on track.  [Back to Top](#backtotop) * * * ## Help Us Help You! Our Knowledge Base team reviews article feedback responses weekly, and we're actively looking to make these articles as helpful as possible. That's where you come in! 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