# Reimbursements in YNAB

> This article provides two options to track reimbursements from friends, family, or employers.

Source: https://support.ynab.com/en_us/reimbursements-in-ynab-H1W7ilhC5

Last updated: 2026-07-02T17:48:30.356Z

Decide how to handle reimbursements when purchasing something for another person. Assign money for the expense upfront, temporarily overspend and use the reimbursement to cover it, or pre-fund your reimbursement category. Then learn how to organize and track your reimbursements.

*   [**Approach One: Assign Money Up Front**](https://support.ynab.com/en_us/reimbursement-approach-one-rkF4ZvFwee) - Assign money for the expense up front, and then use the reimbursement elsewhere in your plan. This is our recommended approach.
    
*   [**Approach Two: Overspend Temporarily**](https://support.ynab.com/en_us/reimbursement-approach-two-rJc7MwFvex) - Temporarily overspend, and then use the reimbursement to cover it. This approach only works if the reimbursable spending was on a **credit card**. 
    
*   [**Approach Three: Pre-Fund a Reimbursement Category**](https://support.ynab.com/en_us/reimbursement-approach-three-B1YBK2jull) - Move enough money to and hold it permanently in the reimbursement category to cover your usual amount of reimbursable expenses for a month.
    
*   [**Organizing and Tracking Your Reimbursements**](https://support.ynab.com/en_us/organizing-and-tracking-reimbursements-S1K78wYwgx)
    
*   [**Tracking Loans to Family and Friends**](https://support.ynab.com/en_us/tracking-loans-to-family-and-friends-rkOkPvYPgx) 
    
*   [**Reimbursements: FAQ**](https://support.ynab.com/en_us/reimbursements-faq-Sy9qDvtvgg)
    

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