# Split Transactions > Here's how to enter split transactions into YNAB If you often spend from multiple categories (or to multiple payees!) in a single transaction. Source: https://support.ynab.com/en_us/split-transactions-a-guide-SJLEKwY0q Last updated: 2026-07-28T15:21:32.512Z Create split transactions to spend from multiple categories in a single transaction. Record cash back as a split transaction by choosing an account transfer as one of the splits. Expand or collapse your split transactions when using the web app. #### In This Article [How to Enter a Split Transaction](#how) [How to Delete Splits in a Transaction](#delete) [Customize Individual Splits](#customize) [Add a Transfer as a Split](#transfer) [Two Views: Expand or Collapse](#two) * * * ## How to Enter a Split Transaction ### iOS 1. Tap the _Home_ tab.  2. Tap the +_Transaction_ button at the bottom of the screen.  3. Enter the amount. 4. Tap the Category section.  1. Tip: To split a previously entered transaction, tap its category and continue with the steps below. 5. Tap _Split Between Categories_.  6. Select all the categories you want to split the total between, or create new categories.  7. Tap _Next_.  8. On the Splits screen, enter in the amount you want for each category split.  9. Tap the checkmark at the top of the screen_._ 10. Tap _Save._ #### Quick Tips * If there is any amount remaining next to "Remaining" when you tap _Done,_ YNAB will prompt you to **auto-distribute** the remainder to each of the splits (or you can go back and actively assign it yourself). Auto-distributing the remainder allows you to proportionally distribute any sales tax to each part of the split. * If you have a transaction to divide equally between each split category, you can leave them all equal to $0, and YNAB will Auto-Distribute the total evenly across all of the splits. However, if you leave only one split category at $0, it will be skipped in the Auto-Distribution and remain at $0. * There's no need to type the amount itself into the final split category. Tap a split category and then the amount above _Remaining_ to apply that amount to the selected split.  * If you have recurring transactions with the same split each time, save time by setting them up as automated [scheduled transactions](https://support.ynab.com/en_us/scheduled-transactions-a-guide-BygrAIFA9#add). * If you’re [approving transactions](https://support.ynab.com/en_us/approving-and-matching-transactions-a-guide-ByYNZaQ1i#approving), you can swipe right on an uncategorized transaction and tap _Split Between Categories_ to add a split. ### Android 1. Tap the _Home_ tab.  2. Tap the +_Transaction_ button at the bottom of the screen.  3. Enter the amount. 4. Choose the Payee.  5. Tap the Category section.  1. Tip: To split a previously entered transaction, tap its category and continue with the steps below. 6. Tap the _Split arrow_ at the top of the screen_._ 7. Select all the categories you want to split the total between, or create new categories.  8. Tap _Next_ at the top of your screen.  9. On the Splits screen, enter in the amount you want for each category split.  10. Tap _Done._ 11. Tap _Save._ #### Quick Tips * If there is any amount remaining next to "Remaining" when you tap _Done,_ YNAB will prompt you to **auto-distribute** the remainder to each of the splits (or you can go back and actively assign it yourself). Auto-distributing the remainder allows you to proportionally distribute any sales tax to each part of the split. * If you have a transaction to divide equally between each split category, you can leave them all equal to $0, and YNAB will Auto-Distribute the total evenly across all of the splits. However, if you leave only one split category at $0, it will be skipped in the Auto-Distribution and remain at $0. * There's no need to type the amount itself into the final split category. Tap a split category and then tap _Remaining Amount_ to apply that amount to the selected split. The Remaining Amount will then show $0.00, and you're ready to save the split transaction! * If you have recurring transactions with the same split each time, save time by setting them up as automated [scheduled transactions](https://support.ynab.com/en_us/scheduled-transactions-a-guide-BygrAIFA9#add). ### Web 1. Click on an account in the left sidebar. 2. Click _Add Transaction_ or double-click to edit an existing transaction. 3. Tap the category field. 4. Tap _Split_. 5. Enter the total outflow or inflow in the top line. 6. Now, on each line that follows, select a category and enter the corresponding amount. Keep going until you've entered everything. 7. Edit the date or payee if needed, then tap _Save_ or _Update_. #### Quick Tips * **YNAB can automatically do the math for you**—if there is any amount remaining next to "Amount remaining to assign" when you click _Save,_ YNAB will prompt you to **auto-distribute** the remainder to each of the splits (or go back and actively assign it yourself). Auto-distributing the remainder allows you to proportionally distribute any sales tax to each part of the split. * If you have a transaction to divide equally between each split category, you can leave them all equal to $0, and YNAB will Auto-Distribute the total evenly across all of the splits. However, if you leave only one split category at $0, it will be skipped in the Auto-Distribution and remain at $0. * If you have recurring transactions with the same split each time, save time by setting them up as automated [scheduled transactions](https://support.ynab.com/en_us/scheduled-transactions-a-guide-BygrAIFA9#add). [Back to Top](#backtotop) * * * ## How to Delete Splits in a Transaction ### iOS 1. Tap the _Spending_ tab. 2. Tap the transaction that includes splits. 3. Tap C_ategory_. 4. Fully swipe left on the split you’d like to delete. ### Android 1. Tap the _Spending_ tab. 2. Tap the transaction that includes splits. 3. Tap _Category_. 4. Fully swipe left on the split you’d like to delete. ### Web 1. Click an account or _All Accounts_ in the left sidebar. 2. Click the split you'd like to delete. 3. Click it once more. 4. Click the minus sign to the left of the split.  [Back to Top](#backtotop) * * * ## Edit Individual Splits Each split line can have its own payee, category, and memo, or be turned into a transfer. Use the sections below to make changes to a single split without affecting the others. ### Customize Individual Splits Change the **payee**, **category**, or **memo** on a single split line. This is useful when one transaction covers more than one vendor, when you want to recategorize just one piece of a split, or when you want to note specifics for a single line. ### iOS 1. On the Splits screen, tap the **three dots icon** to the right of the split you want to update. 2. Choose the field you want to change: _Change_ _Category_, _Add_ Payee, or _Add Memo_. 3. Make your edits, then return to the Splits screen. 4. Tap the checkmark at the top of the screen. 5. Tap _Save_. ### Android 1. On the Splits screen, tap the **three dots icon** to the right of the split you want to update. 2. Choose the field you want to change: _Change_ _Category_, _Add_ Payee, or _Add Memo_. 3. Make your edits, then return to the Splits screen. 4. Tap _Done_. 5. Tap _Save_. ### Web 1. From the account register, double click the split transaction to open it. 2. On the individual split row, click the field you want to update: _Payee_, _Category_, or _Memo_. 3. Enter your change, then click _Save_ or _Update_. ### Add a Transfer as a Split Have you ever decided to withdraw cash at the same time as paying for a purchase? YNAB has you covered! You can include a transfer as one line of a split transaction. 🤯 ### iOS 1. Enter the categorized split first (choosing the categories and amounts you want for each).  2. Once you reach the Splits screen, tap _Add a Transfer_.  3. Select the account you'd like to transfer some of the split funds to. 4. The Transfer payee will show up below all of the split categories you've selected.  ![On the Splits window in addition to the category options, you can tap Add a Transfer to move funds to a selected account.](https://cdn.bfldr.com/NIEXAZS5/at/cqs4vgbbvw8pwkx96242pm/Split-Transfer-iOS-Help-Article.png?auto=webp&format=png) 5. Enter the specific amount that you'd like to transfer.  6. Tap the checkmark at the top of the screen_._  7. Tap _Save_.  ### Android 1. Enter the categorized split first (choosing the categories and amounts you want for each).  2. Once you reach the Splits screen, tap _Add a transfer_.  3. Select the account you'd like to transfer some of the split funds to. 4. The Transfer payee will show up below all of the split categories you've selected.  ![On the Splits window in addition to the category options, you can tap Add a Transfer to move funds to a selected account.](https://cdn.bfldr.com/NIEXAZS5/at/bnn36sjkk87pvktrngc53xt7/Split-Transfer-Android-Help-Article.png?auto=webp&format=png) 5. Enter the specific amount that you'd like to transfer.  6. Tap _Done._  7. Tap _Save_.  ### Web _On web, adding a transfer to a split uses the same payee field as any other split — the only difference is that you'll enter a Transfer payee here._ From the account register, click on the payee field of the split line you want to convert to a transfer, and select the destination account from the Transfer options: ![A transaction for the grocery store has two separate lines: one to groceries, and another with a Transfer to Cash payee](https://cdn.bfldr.com/NIEXAZS5/at/gghxz9r7g7btqgv642r4whz/Split-Transfer-Web-Help-Article.png?auto=webp&format=png) [Back to Top](#backtotop) * * * ## Two Views: Expand or Collapse **If you're using the web app**, you'll notice an arrow next to the top line of your split transaction. You'll find it next to the text that reads "Split (Multiple Categories)..."  You can expand or collapse individual split transactions by clicking on that arrow—and your browser will even remember the way you left it. [Back to Top](#backtotop) * * * ## Help Us Help You! Our Knowledge Base team reviews article feedback responses weekly, and we actively revise these articles to make them as helpful as possible. That's where you come in! Our articles are scored based on the _Yes_ or _No_ ratings received below. We also collect freeform feedback for any _No_ ratings (so our team can focus in on what you were specifically searching for!). **Success**: Found what you were searching for? It would be super helpful if you click _Yes_ below. **Suggestions**: Didn't find what you're searching for and you'd like to share what terms or topics you wanted? Click _No_ below. 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